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Friday, November 28, 2008

Facing the dreadest moments in our life...

THIS IS SO TRUE AND BEAUTIFUL...


To all mothers, daughters....and sons too....and to all other senior citizens, life is so beautiful when we age with grace to face our dreadest moments of our life..


Though the days as senior citizens are numbered but may we have the sensibility to treasure more and more of their great golden moments together so that they may brace their ageing days with great dignity.

HAPPY SENIOR CITIZEN DAY !!!!!!!!!!!

Scroll down and browse left and right to see how great they are!!!!!!!!!

My dearest daughter..

the day you see me old..
I ask that you please have patience and that..
above all, you try to understand..
My dearest daughter...







If, when I talk to you..
I repeat the same thing a thousand
and one times..

Don`t interrupt me to point out
that I have already told you that,
instead, please just listen to me

and remember a time when you
were a little girl when I would read
to you the same story, night after
night, until you went to sleep..
When I do not want to have a shower, don`t scold me..

and please don`t try to embarass me.

Remember, instead.. a time when I had to chase you with a thousand excuses..

I invented, in order to get you to bath,when you were a little girl...



When you see my ignorance of new technologies..
Give me the neccessary time to learn..

And please don`t roll your eyes or look at me with a mocking face.

Remember, my dearest..
I taught you how to do so many
things...
to eat properly...
to dress and groom yourself...
and how you can confront and deal with life..







The day you notice I become old,
my dearest daughter..
please have patience and above all,
please try to understand me..




If , occasionally, I lose the memory or the thread of our conversation,
let me have necessary time to remember..

and if I cannot do it,
don`t become
nervous or impatient or arrogant.

Instead, just know in your heart,
that the most important thing
for me is to simply be with you
and have you listening to me.


And when my tired old legs can`t
let me walk on as before...

Give me your hands in much the
same way I did for you,w
hen you made
your first step.

And when some day,
I tell you that
I do not want to live any more,
that I am ready to die.
Please do not get upset or angry..
Because one day, my dearest daughter,
you will understand..


Until then, just try to understand ,
that at old age we have reach a point
where we do not live anymore..
We just exist...

When this day come for me ,
You must not feel sad and or incompetent
for seeing me like this..

Instead I ask that you be with me,
that you try to understand me,
that you help me..
Help me as I journey to the end of my life
with love...
And with a deep understanding and
appreciation for the gift of time.
And love we were blessed to share
together...

MOTHER!


You are truely the most beautiful beings on earth..without you, this world is nothing.

I am so glad I could share these moments with you all on this Senior Citizen Day. For your information, my dear listerners, the above dreadest cum golden moments were send to me by one of our fellow listeners -thank you for sharing this with us.

According to the one of the findings from the Fourth Malaysian Population and Family Survey done in 2004 by the National Population and Family Development Board (LPPKN), 10% of the elderly in Malaysia live alone, especially in rural areas. Alone here means staying by themselves in their homes. Loneliness increases with age. Elderly widows and widowers are more lonely than those who are divorced.

The survey also showed that one in five elderly people did not receive any financial assistance from children who did not live with them.

Three out of four elderly people, aged 70 and above, have health problems and need special care.

To fill in, Malaysia has 2 million or 7% of the population ,elderly people over 60.

There are 600 million people over the age of 60 worldwide.More than half live in Asia. Japan has the highest number of elderly people-22% of its population with age 65 and above.

It is estimated that by 2050, the elderly population in Asia, for the first time in history, will outnumber the population of children aged 0 to 14.

To help you understand this uprising phenomenal, here is the decline in fertility rate in Malaysia:-

950 - - 7 children per family,

1980 - - 4 children per family,

1990 -- 3 children per family,

2025 -- 2 children per family,

2050 -- 1 child per family.

So my dear listeners, let us brace ourselves as we approach the twilight zone .. let us age with dignity and grace. Perhaps we should let the elderly work longer and be less dependant on the government and their families. That way they can also contribute to the economy and society

And ...HERE`S MY DEDICATION TO ALL MY SENIOR LISTENERS:-



BRAVO-This cartoon is going to be classic


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Coping economic meltdown- to cash- in or out ????

Greetings my dear listerners! Its been a long time since we had communicated. Today I am sharing a story which I have heard along the way which is amusingly quite relevant.

Ladies and genteleman !!!!!!!!!!

` If you have difficulty in understanding the current world financial situation, the following should help... It has been simplified, simply the Indian way.....

Once upon a time in a village in India , a man announced to the villagers that he would buy monkeys for $10. The villagers seeing there were many monkeys around, went out to the forest and started catching them. The man bought thousands at $10, but, as the supply started to diminish, the villagers stopped their efforts.The man further announced that he would now buy at $20. This renewed the efforts of the villagers and they started catching monkeys again.

Soon the supply diminished even further and people started going back to their farms. The offer rate increased to $25 and the supply of monkeys became so little that it was an effort to even see a monkey, let alone catch it!

The man now announced that he would buy monkeys at $50! However, since he had to go to the city on some business, his assistant would now act as buyer, on his behalf.

In the absence of the man, the assistant told the villagers: "Look at all these monkeys in the big cage that the man has collected. I will sell them to you at $35 and when he returns from the city, you can sell them back to him for $50."

The villagers squeezed together their savings and bought all the monkeys. Then they never saw the man or his assistant again, only monkeys everywhere!

Welcome to WALL STREET !!!`

Undeniably,what has started off as a financial crisis has become an economic meltdown.While the West is contemplating different ways to recover from this unprecedented setback, one important issue that has been neglected is what an economist will term it as the potentially dangerous DEFLATION.

And what is DEFLATION my dear listerners?

And this is what I learned:-` DEFLATION happens when peole are reluctant to spend for fear that they may face a bleak future without cash in hand.In short they are hoarding cash.`

I was told if people are spending less, the economy will have less money in circulation and that will effectively mean the companies are unable to sell their goods because people are not buying them.When companies cannot sell their goods, it mean employees have to be laid off to cut losses.When companies lay off their employees, it means all those who are jobless will have less or almost nothing to spend.

For your information my dear listerners near and far, our Finance Minister had recently pumped another RM 7 billion into budget.This I believe would put more cash into the market to help to deter further economic meltdown.

Then there is this plan to cut employees`s EPF contribution from 11% to 8% next year to put more money into the consumers hands. Many factions disagree with this plan of action because this microscopic amount is too insignifcant in channelling more cash into the market. But to the lower income group, this is a handy help-out to boost their spending power.

Recently there was this move by many major hypermarkets to reduce the prices of many basic items to boost consumer spending in this time of financial crisis. Hope such price reductions will not just remain as lip service only or a means for these traders to enjoy free media publicity and sales promotion. Consumers be smart when purchasing these items if you were to optimise your spending power.

All in all, the government is trying to put more money into the market to contain the economic meltdown and to assist recovery. But more importantly the masses must be encouraged to SPEND BUT WITHIN THEIR LIMITS despite all the negative scenario all around; and the companies to hold back retrenchment by cutting cost and unnecessary expenditure.


If to contain inflation,the government and banks can increase interest rates, but FOR OTHERS WHO HAVE THE EXTRA CASH, do not adopt the wait -and-see attitude, hoping the prices will drop further despite the already falling prices of goods and fuel, properties and air travel among others. Making investments will contribute to the recovery of the nation`s economy-BUT THAT IS ONLY WHEN YOU HAVE THE EXTRA MONEY TO SPARE.Remember you need to spend thriftly to weather through this negative economic storm first



All claps for such a wise move-savings

But do not forget, savings if re-invested
can be more lucrative.

This is especially so when Bank Negara
has recently lowered interest rates for fixed deposit so as encourage masses
to spend more or to save-invest in other forms that can spin the economic engine.


Yeah! we can collectively deter further deterioration of the economy-TOGETHER WE ARE A FORCE -we can either cash- in or cash -out at this time of economic meltdown. SPEND WITHIN YOUR LIMITS but do not hoard cash !!! If you are facing personal financial meltdown, seek AKPK-Agensi Kaunseling Pengurusan Kredit, for help.

Sincerely at this time of the day, no one can tell which is the best way to handle your household economy but be wary because all the households` economy when sum together will affect the road to nation`s economic recovery or downturn ie. paint our 1st quarter of 2009 -will it be sunshine or ugly and scary as speculated ???


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Saturday, November 8, 2008

Dimensions of DECEPTION-defining moments ! ! !

We feel elated when some one is freed from jail or acquitted from court. But do we feel the same when some one is heading towards a marriage breakup? Often people say if there is already a crack in the mirror, there is no way that crack can be patched up. Then let me ask cracked mirror, mirror on the wall ,what can be done to prevent the cracks from forming.

Yeah, talking of cracks my dear listerners, recently a sensational case involving a celebrity caught my attention.The said wife wanted a divorce as the result of betrayal/deception in their relationship. I even asked myself what were the unseen hands that caused this breakup-paparazzi, media insensitivity, societal factors or what?

Coincidentally too, I am alarmed at the rising rate of marriage/family breakups all over the world. Many blamed it to the human inability to handle stress ,commitments cum responsibilities in their marriage and home. This trend is supposedly quite alarming among newly married couples ,working professionals, celebrities and even now the older matured couples. It makes me curious what is wrong with the modern society? In life,what are the people looking for in actuality?

Often than not, the wife and /or the appearance of another woman is deemed as the cause factor while the man`s action is never questioned at all and the children as victims of circumstances.

Let us look from the aspect of the husband , the so called the man/master of the house and family.Why did he go wayward or want to walk out of his wife and children? Did he suddenly wake up after some years of marriage, probably after some kids were borned, to realise the issue of incompatibility?- NO ! adjustment and accomodation would have long done by then.

Did he suddenly panic when finances don`t work , become a lameduck and make for exit? NO ! as any sensible and reponsible wife will never demand more if he is still in charge of himself and role! Co-operation and understanding should have long taken place! But YES ! if he shed his responsibility and senses.

Did he suddenly want to indulge in immorality to boost his self ego? PROBABLY ! and that is called mid-life crisis. But if a man believes in this deception, he is mentally sick as he is dwelling in high risk and there is a price he has to pay at the end of it. If its boredom , then it is another deception created by man himself. It`s also call cow- sense or a foolish act to dare change.
Did he stumbled into immorality because he could not withhold his feelings and emotions for someone younger,more beautiful , seductive and a free-willing pillar for him to escape to --if its love, its bullshit! Love has many other constructive dimension. Its escapism! He is supposed to be readied with his emotional, physical and financial shield before he takes his marriage vows so as to lead and guide his charges.

What then cracked mirror,mirror on the wall are the defining moments for a man`s deception? Please enlighten me if you care.

Next let us look at the wife`s dimensions of deception.She that would give her life to care and defend her spouse and children. She that would not give up her spirit for the family even in sickness and pain or at her last breathe. She who is ever a gentle, patient and caring lion for her den.What would made her ask for a divorce?

PROBABLY ! she felt tired and meaningless going uphill witholding her duties and responsibilties alone while the man is having a wild spree outside. PROBABLY too! she wants some justice for her scarifices.

PROBABLY ! the moments of betrayal and deception were too great for her to bear anymore. Its a deception if a wife can openly accept another woman into her home and family eventhough there are factions that say such mutual understanding and acceptance is becoming a modern norm.
LEAST PROBABLY! she would shed her commitments towards her spouse and children for career advancement.

Did she neglect her wife/motherly role,duties and responsibilities as a busy professional career woman? NO ! God has given every woman the capability to breast feed and instinct to care for her infants. God has also given every woman the supernatural power to balance her life between her basic role as a mother cum homemaker and career. We must salute women for that two great dimensions in their lifes.

Now for the causal hand.In this case , supposedly it`s another young woman entering frame. Is she doing it out of desparation for companionship, attention or just to change history? In the past young girls are the victims of trap/seduction by immoral man.But in the present age there is a changing trend in mindset of young and educated girls.They no longer care about long term commitments and responsibilities.They yearn for mobility and freedom for their selfish needs.

Are these young girls living lifes of self- created deceptions ? Do we see these dimensions of deception as a modern transformation of norms or a result of liberalisation in modern education for these young girls ?

Given the various dimensions of deception for all invovled, cracked mirror,mirror on the wall how do we define the moments of deception for them all. There is no doubt mankind need to change for betterment but I fear if these changes were to come especially to Asian societies.

For peace and harmony to thrive in every household, I strongly urge all to redefine your needs , wants and be responsible for your actions.

`A candle loses nothing if it is used to light another. But be wary of its flames for it has power to destroy everything..`

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